With liability, collision and comprehensive insurance coverage in place, there’s no reason to worry about the fender bender your teenager caused; or the new dent in your driver’s side door.
When to file a claim with the insurance company
A fender bender can be much more expensive than you expect. The Insurance Institute for Highway Safety (IIHS) set up seven (10mph or less) fender benders and measured the cost to fix each vehicle. Their median repair bill was $3,000.
You may be so relieved that everyone is alright that you don’t consider the long-term costs of this small inconvenience. If yours was the only vehicle involved and there isn’t any property damage, you may wonder about the advantages of filing a claim with the insurance company.
Collision with another vehicle or object
Some states have laws that require you to report accidents involving property damage or injuries over $500 to the Department of Transportation (DOT). If there was another vehicle or person involved in the accident, it’s a good idea to get a police report at the scene so you have official documentation of the event, resulting damage, as well as identification and contact information for parties involved.
Without this kind of proof, the other party could claim damages for medical problems or property damage unrelated to the accident weeks later.
You can repair some types of automotive body damage on your own
Not every fender bender costs thousands of dollars to repair. If you have minor paint damage, you may be able to remove the scratches and scuffs without much drama.
Using a process called plastic deformation, the special QUIXX formula polish disseminates the clear coat. Extra fine and hard polishing agents are spherical shaped, which allows them to create a high level of pressure during polishing. The strain placed on the paint exceeds the elastic limit, causing plastic deformation. This technology massages the paint into the scratch or scuff, truly repairing the problem.
The corners and edges of the damaged area are ground down by the polishing agent, restoring a perfectly smooth surface. This entire repair process takes just a few minutes and is easy for one person to handle on their own.
Other paint scratch kits cover the problem, but over time, the scratch shows through or the repair becomes obvious. QUIXX Paint Scratch Remover for small and medium-sized scratches produces professional results.
While it’s easy to find our products online, in your local big box retailer, or at auto parts stores, be sure to buy the original Quixx Paint Scratch Remover, spelled with the “Double X.” Our competitors imitate our branding with an orange and black box, but their product isn’t the same.
Fast and Modified gave QUIXX a 9 out of 10 rating. Nissan Sport called our paint repair kit “Excellent and Affordable.” We’ve won numerous awards, and a leading consumer reporting magazine said QUIXX was the best product available among all the scratch removers they tested.
So, when a small scuff from a badly-parked bicycle or an unfortunate run-in with a median divider wrecks your car’s paint, look for the orange and black box from Quixx..that’s the double ”XX”, and take care of the problem yourself.